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Privacy Policy

CapitalShift – Privacy Policy

Last Revised: April 21, 2026

1. Introduction

CapitalShift (“we”, “our”, “us”) is committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, store, and protect your data when you use our platform.

By using CapitalShift, you agree to the terms of this Privacy Policy.

2. Information We Collect

a. Personal Information

  • Name
  • Email address
  • Contact details (if provided)

b. Financial Information (User-Provided)

  • Income details
  • Expense details
  • Loan and debt information
  • Financial goals and inputs

c. Usage Data

  • Interaction with features (simulator, reports, dashboard)
  • Device and browser information
  • Log data (IP address, timestamps)

3. How We Use Your Information

We use your data to:

  • Generate financial insights, simulations, and reports
  • Personalize your experience on the platform
  • Improve product features and performance
  • Provide customer support
  • Communicate important updates

We do not sell your personal data to third parties.

4. Data Storage & Security

We implement reasonable technical and organizational measures to protect your data from unauthorized access, misuse, or disclosure.

However, no digital system can guarantee complete security, and users acknowledge this risk.

5. Data Sharing

We may share data only in the following cases:

  • With trusted service providers (e.g., hosting, analytics) under confidentiality obligations
  • If required by law or legal process
  • To protect our rights, users, or platform integrity

We do not share your financial data for marketing or advertising purposes.

6. Third-Party Services

CapitalShift may use third-party tools or integrations.

These third parties may collect limited technical data as per their own privacy policies. CapitalShift is not responsible for their practices.

7. User Rights

In accordance with applicable laws in India, including the Digital Personal Data Protection Act, 2023, users have the right to:

  • Access their personal data
  • Request correction of inaccurate data
  • Request deletion of their data
  • Withdraw consent for data processing

Requests can be made through the platform or via registered email.

8. Data Retention

We retain user data only as long as necessary to:

  • Provide services
  • Comply with legal obligations
  • Resolve disputes

Users may request deletion of their data at any time.

9. Cookies & Tracking

CapitalShift may use cookies and similar technologies to:

  • Enhance user experience
  • Analyze platform usage

Users can control cookie preferences through their browser settings.

10. Children’s Privacy

CapitalShift is not intended for use by individuals under the age of 18. We do not knowingly collect data from minors.

11. Changes to Privacy Policy

We may update this Privacy Policy from time to time. Continued use of the platform constitutes acceptance of the updated policy.

12. Contact

For any privacy-related concerns or requests, users can contact: